Privacy Policy

Last Updated: [05/11/2024]

This Privacy Policy explains how USDLY (“we,” “our,” “us”) collects, uses, stores, and protects your personal information when you use our services. By using USDLY, you agree to the terms outlined below.

1. Information We Collect

When you use USDLY, we may collect the following information:

a. Personal Information

  • Full name

  • Date of birth

  • Email address & phone number

  • Residential address

  • Government-issued ID (passport, driver’s license, national ID, etc.)

  • Proof of address (utility bill, bank statement, etc.)

b. Financial Information

  • Bank account details

  • Payment history

  • Transaction records

c. Technical Information

  • Device type, IP address, browser type

  • Login information and activity logs

  • Cookies and similar tracking technologies

2. How We Use Your Information

We use your information for the following purposes:

  • To verify your identity (KYC/AML compliance)

  • To provide our services (virtual USD account, transfers, exchanges, etc.)

  • To process transactions securely

  • To communicate with you about updates, security, and promotions

  • To detect, investigate, and prevent fraud or illegal activity

  • To comply with regulatory and legal requirements

3. How We Share Your Information

We do not sell or rent your personal data. However, we may share it with:

  • Partner banks and payment processors (to facilitate transactions)

  • Regulatory authorities (if required by law or compliance checks)

  • Service providers (cloud hosting, KYC verification partners, IT support)

  • Law enforcement agencies (for fraud investigations or legal obligations)

4. Data Security

We take security seriously. Measures include:

  • Encryption of sensitive data in transit and at rest

  • Multi-factor authentication for account access

  • Regular monitoring for suspicious activity

  • Limited access to personal data by authorized staff only

Despite these measures, no system is 100% secure, and we cannot guarantee absolute protection.

5. Your Rights

Depending on your jurisdiction, you may have the following rights:

  • Access to your personal data we hold

  • Request corrections to inaccurate or incomplete data

  • Request deletion of your data (subject to legal/regulatory requirements)

  • Opt out of marketing communications

  • Withdraw consent for data processing (where applicable)

To exercise your rights, contact us at [Insert Support Email].

6. Data Retention

  • We retain your personal data only as long as necessary to provide services and comply with legal obligations.

  • Transaction records may be kept for a minimum of 5–7 years (per financial regulations).

7. Cookies & Tracking

  • We use cookies to improve user experience, remember preferences, and analyze site traffic.

  • You can manage or disable cookies in your browser settings, but some features may not function properly.

8. Third-Party Links

USDLY may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties.

9. Children’s Privacy

USDLY services are not intended for individuals under 18 years old. We do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on our website, and continued use of USDLY means you accept the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:
📧 [contact@usdly.net]
🌍 [www.usdly.net]

⚠️ Disclaimer: USDLY is not a bank. We partner with licensed financial institutions to provide services.